Planning a Director's £65,000 Draw

Clients regularly ask:

"What’s the most tax-efficient way to take £65k from my business this year?" 

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The default answer is often £12,570 salary and the rest as dividends—but that advice doesn’t consider the bigger picture: higher rate thresholds, pension contributions, or the client’s actual goals.

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1. Add the client’s current year-to-date income streams.
2. Navigate to the Scenario Planner and set total planned to £50,000.
3. Adjust the salary/dividend.
4. Add a pension contribution or compare scenarios with and without.
5. Instantly review take-home pay, tax due, and impact on company.
6. Discuss the visual comparisons with your client.

• When clients request a large withdrawal
• At the start of the tax year for proactive remuneration planning
• During quarterly or annual business reviews