Marriage Allowance and the Importance of £1

It’s one of those things that gets missed until it’s too late.

Your client went £1 over the basic rate band. And just like that, the Marriage Allowance claim they’ve had for years? Gone.

The rules are rigid. But with Tax Torch, the planning doesn’t have to be.

You can adjust drawings, reduce dividends slightly, or time income differently, all while showing the client exactly what it saves them.

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• Enter all income streams, including salary and dividend
  
• Set total income at £50,271 and flag Marriage Allowance loss
  
• Use the Scenario Planner to adjust income by £1–£500
  
• Show tax due with and without the allowance
• Highlight how timing and thresholds can make a measurable difference

• At year-end when final income decisions are being made
  
• During dividend or bonus planning
• When reviewing Marriage Allowance eligibility or claims